You buy an annuity with a fixed rate, the safest way to invest? Linda?
Depends on what you mean by security. An annuity fixed returns (usually a fixed rate declared by the insurer) will be less volatile than a variable annuity, which allows you to invest in stocks, bonds, … However, will hold the assets of fixed income for the insurance company, while variable annuity separate account is an explicit set of assets backing it. If your concern is the survival of insurance companies, then a variable annuity is a better fit. Annuities (variable annuities, especially) are complicated. You should consult with someone who understands that can explain the risks and costs.
best indexed annuity in bad market conditions part 1
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